Fast-track HELOC
Access your equity without touching the rate on your first mortgage. Typically funds in about five business days.
West Capital Lending HELOCWest Capital Lending · 16 states
Your equity, put to work.
I'm Eddie Aguilar. For seven years I've helped homeowners turn trapped equity into breathing room: consolidating debt, funding renovations, buying the next property. With access to more than 90 lenders and a digital, e-notary close, we move in days rather than months.
- No cost, no obligation
- Soft credit pull, no score impact
- Straight answer, even if it's no
Free · No obligation
What is your home worth today?
Equity is the whole game. Put in your address and I will take you straight to your numbers. No credit check and nothing to wait for.
Your address is used to prepare your report. We don't sell your information. Estimates are automated and are not an appraisal.
- 5.0Zillow rating
- 17Five-star reviews
- 11Years lending
- 1,000+Families served
- 25Licensed jurisdictions
The fast track
A HELOC that funds in about five business days.
Traditional home-equity lending takes six weeks because it's built on paper. Ours is built on bank-linked income verification and remote online notarization. Same underwriting standards. Far less waiting.
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01
Apply online
A real application that underwriting can work from. Most people finish in under five minutes on their phone.
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02
Verify instantly
Securely link your bank to confirm income and assets, so there is nothing to print, fax or chase down.
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03
Sign from home
Review your final terms and close with an online notary. Evenings and weekends work.
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04
Get funded
Funds wire straight to your account. Typically about five business days from application.
Run the numbers
Mortgage calculators
These are estimates rather than quotes, run with the same math I use with clients. Every figure is calculated in your browser and nothing is sent anywhere until you ask for it.
How much can you borrow against your home?
Two numbers and you have your answer. Nothing is sent anywhere and there is no credit check.
Not sure what your home is worth?
Put in your best guess, then check it if you want to. Most people are closer than they think.
Opens in a new tab. Those estimates are automated and are not appraisals, and neither site is affiliated with West Capital Lending.
You could borrow up to
$0
Based on a 90% combined loan-to-value
- Your equity today $0
- Equity you keep untouched $0
- Total borrowed if you take it all $0
- Loan-to-value today 0%
Estimate only, not a pre-qualification or a commitment to lend. Your actual line depends on credit, income, property type, occupancy, lien position and program guidelines.
Purchase payment
Not sure what to put in?
Use the rate snapshot at the top of the page as a starting point, then let me price your actual scenario. Credit, occupancy and loan size all move the number.
Estimated monthly payment
$0
Principal, interest, taxes, insurance and HOA
- Principal & interest $0
- Property taxes $0
- Homeowners insurance $0
- Mortgage insurance $0
- HOA $0
- Loan amount $0
- Down payment 0%
See the full breakdown
Taxes, insurance, mortgage insurance and your true loan amount, plus a written estimate from me.
No credit check. Takes 20 seconds.
Debt consolidation
Compare what your revolving debt costs today against the same balance moved into home equity.
Consolidating unsecured debt into a loan secured by your home moves that debt onto your house. Extending the repayment term can raise total interest paid over the life of the loan even when the monthly payment falls.
Estimated monthly interest saved
$0
Interest-only comparison at the rates entered
- Interest today $0
- Interest at new rate $0
- First-year interest saved $0
- Five-year interest saved $0
See your full savings picture
First-year and five-year interest comparison, plus a written estimate from me.
No credit check. Takes 20 seconds.
Refinance
New total monthly payment
$0
Principal, interest and escrows
- Principal & interest $0
- Monthly change $0
- First-year change $0
- Break-even on closing costs -
See your break-even
The number that actually matters: how many months until the refinance pays for itself.
No credit check. Takes 20 seconds.
Amortization
Lifetime cost
- Monthly payment$0
- Total principal$0
- Total interest$0
- Total cost$0
First ten years
| Year | Interest | Principal | Balance |
|---|
Rent vs. buy
Owning carries costs renting does not: taxes, insurance, maintenance, closing costs and the opportunity cost of a down payment. This figure shows rent paid only; it is not a complete rent-versus-own comparison.
Rent paid over ten years
$0
Assumes the annual increase you entered, compounding
- Year one $0
- Year five $0
- Year ten $0
These are estimates, not offers. Results are illustrative and use the assumptions you enter. Insurance, mortgage insurance and property tax figures are approximations. Actual terms depend on a full application, credit review, income and asset verification, appraisal and program guidelines. Not a commitment to lend. Equal Housing Lender.
Programs
Built for the files other lenders decline.
Self-employed, investor, trust, LLC, veteran. If your income is real but your paperwork is complicated, there is almost always a program. The trick is knowing which one before you apply.
Self-employed
Bank-statement programs qualify you on 12–24 months of deposits instead of tax returns. Write-offs stop working against you.
Investor · DSCR
Qualify on the property's rental cash flow rather than your personal income, with no employment or debt-to-income calculation.
VA loans
Zero down for eligible veterans and service members, plus IRRRL streamlines and cash-out options.
Trust & LLC vesting
Close in the name of your revocable family trust, or vest title directly in your LLC for asset protection.
First-time buyers
Conventional from 3% down, FHA from 3.5% with a 580 score. We'll map the whole path before you write an offer.
Client reviews
What it’s actually like to work with me.
5.0 out of 5 · 17 reviews on Zillow
Great to work with
“Eddie was very helpful and responsive, answered all my questions. I felt like my situation was a little different and he didn’t bat an eye. Made it all work out great in the end. Thanks!”
Excellent and expedited service
“Eddie at West Capital Lending provided me professional and courteous service at every level. He was always available, answered all of my questions and made the entire process smooth, efficient and simple. I highly recommend Eddie!”
Superior service
“Eddie was fantastic with helping me throughout the entire process. Was able to make a custom mortgage loan for me as well as including consolidated debt. He responds quickly and knows the answer to anything you may have trouble understanding.”
Eddie is the best!
“I had the best experience working with Eddie. He is very professional, knowledgeable, and makes the loan process so easy. He also reassures you along the way. This has been the best experience and it’s because of Eddie. I will not hesitate to recommend him. Thank you!”
Working with Eddie is great
“Eddie was helpful, educational, and patient. Through the ups and downs, he was on my side. I highly recommend his services. I appreciate his approach and look forward to working with him again in the future.”
Eddie is awesome!
“Eddie was truly a godsend. He made the process unbelievably convenient and solved every problem that arose along the way. This human will impacts your life POSITIVELY!!!”
Reviews are published verbatim from Eddie’s Zillow lender profile and reflect individual client experiences. They are not a guarantee of any particular rate, approval, savings or closing timeline, and your results will depend on your own credit, income, property and loan program.
Knowledge center
Know the trade-offs before you sign.
Four things borrowers most often get wrong, explained the way I'd explain them to my own family.
HELOC or cash-out refinance?
HELOC
- Leaves your first-mortgage rate untouched
- Draw only what you need, when you need it
- Interest-only payment options during the draw period
- Funds in about five business days
- Up to 90% combined loan-to-value on many programs
Trade-off: the rate can change on later draws, so a future payment can be higher than today's.
Cash-out refinance
- One fixed payment instead of two
- Locks your rate for the life of the loan
- Often a lower rate than a second lien
- Typically up to 80% loan-to-value
- 30–45 day close
Trade-off: you give up your existing first-mortgage rate and pay full closing costs.
FHA or conventional?
FHA
- 3.5% down with a 580+ score
- 10% down from 500–579
- More flexible debt-to-income limits
- Easier approval after a past credit event
Trade-off: mortgage insurance premiums generally stay for the life of the loan.
Conventional
- 3% down for qualified first-time buyers
- PMI drops off once you reach 20% equity
- Better pricing at 740+ scores
- No upfront funding fee; works for investment property
Trade-off: tighter credit and debt-to-income requirements.
Shopping lenders will not wreck your credit.
Multiple mortgage inquiries inside a 45-day window are treated as a single inquiry by the major scoring models. Get more than one quote. It is the cheapest money you will ever save.
740+
Best available pricing
680–739
Strong pricing, most programs
620–679
Fair pricing, more program limits
While your loan is in process
Underwriting re-verifies everything right before you close. These are the moves that kill approvals at the finish line.
Do
- Keep paying every bill on time
- Stay in your current job
- Keep card balances low
- Document any large deposit
- Return lender requests same-day
Don't
- Open new credit cards or loans
- Finance a car or furniture
- Change jobs without telling us first
- Move money between accounts
- Co-sign for anyone else
Questions
Straight answers.
Most programs start around 620. FHA can go to 580 with 3.5% down, and to 500 with 10% down. DSCR investment loans lean on the property's cash flow rather than your personal profile. There is a program for nearly every situation. The question is which one, and what it costs.
Our HELOC typically funds in about five business days. Purchases usually close in 21–30 days, refinances in 14–21. Digital verification and e-notary remove most of the waiting. These are typical timelines, not guarantees. Title issues, appraisal scheduling and slow document returns are what stretch a file.
No. The initial quote uses a soft pull with no score impact. Even at full application, mortgage inquiries within a 45-day window count as one inquiry under the major scoring models. Shop without fear.
Yes. Bank-statement programs qualify you on 12–24 months of business or personal deposits instead of tax returns, so aggressive write-offs stop working against you. Rates run somewhat higher than full-documentation loans, that is the honest trade.
Most programs allow a combined loan-to-value of up to 90%. On a $700,000 home with $400,000 owed, that generally puts up to $230,000 within reach, subject to credit, income and program guidelines. Run it through the calculator above for a starting estimate.
No upfront fees to talk, and no cost for a quote. Third-party costs such as appraisal may be collected during the process and are disclosed to you in writing on your Loan Estimate before you commit to anything.
Sixteen: Alabama, Arkansas, Arizona, California, Iowa, Kansas, Kentucky, Minnesota, Missouri, North Dakota, Ohio, Oregon, Pennsylvania, Tennessee, Virginia and Washington. The list grows, call and I'll check.
It is a loan secured by your home, so yes. It deserves respect. Moving unsecured debt onto your house converts a credit-card problem into a foreclosure risk if things go sideways, and most HELOC rates are variable. Used to consolidate at a genuinely lower rate with a plan to pay it down, it is a strong tool. Used to keep spending, it is a trap. I will tell you which one you're doing.
About
I treat every loan like it's for my own family.
That is the filter I run every file through. I came into this industry seven years ago and built a team around three things: speed, transparency, and telling people the truth even when the truth costs me the deal.
Technology and reach are the edge. I have access to a network of more than 90 lenders, so when one says no there is usually another that says yes. Bank-linked verification and remote notarization mean my clients move while everyone else is still gathering paperwork.
I understand what a home means because I know exactly what happens inside one. A mortgage is the foundation everything else in your family gets built on, and I treat it that way.
Get started
Three ways in. Pick whichever suits you.
There is no pressure and no obligation, and you get a straight answer either way.
Start a secure application
The full application and encrypted document upload. Most people finish in under five minutes.
Start my application256-bit encrypted
Book a 15-minute call
Pick a time on my calendar. We'll map your options and you'll know your next move when we hang up.
Evenings and weekends available
Request a call back
Leave your details and I'll call you personally, usually within a couple of hours during business hours.
Mon–Sat, 8am–7pm PT
Rate assumptions & APR
Snapshot as of .
| Program | Rate | APR |
|---|
One step
Where should I send it?
I'll text and email your numbers, then follow up personally. There is no credit check and no obligation.
Find your fit
1 of 6What are you trying to do?
Pick the closest match, we'll refine it on the call.
When do you want to move?
Timing changes which programs make sense.
Roughly what's your credit score?
Your best guess is fine. This does not affect your credit.
What kind of property?
Property type drives both pricing and program eligibility.
How do you earn your income?
This is the single biggest factor in which program fits.
Based on your answers
Programs worth looking at
A shortlist to confirm together on the call.
Where should I send your options?
I'll put real numbers against each one and call you personally.
No credit check · Takes about a minute
Be ready
Document checklist
Have these ready and your file moves. Tick them off as you gather, your progress saves in this browser.
Your progress0 of 8 ready
Income
Assets
Identity & property
Self-employed? Skip the tax returns, bank statement programs qualify you on deposits instead. Ask me about it.
15 minutes
Book a strategy call
Pick any open slot. You'll get a confirmation and a reminder by text.
Before you go
Want me to just run your numbers?
Sixty seconds, five questions, no credit check. You get a shortlist of the programs that actually fit your situation, and an honest answer if none of them beat what you already have.
No obligation. Not a loan application. Consent is not a condition of any purchase.
Legal
Terms and Conditions
Effective 04/01/2021 · last updated April 2021
Welcome to the West Capital Lending / Eddie Aguilar website. By accessing or using this site you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this website. You represent that you are at least 18 years old and legally able to enter into this agreement.
1 · Use of site
This website provides general information about mortgage products, rates and services offered by West Capital Lending, Inc. and Eddie Aguilar ("we", "us", "our"). All estimates, payment calculations, savings projections and rate quotes provided on this site are for informational and educational purposes only. They are estimates and do not constitute a commitment to lend, a loan approval, or a guarantee of any specific rate or terms.
2 · No commitment to lend
Nothing on this website constitutes a loan commitment, pre-approval or binding offer. All loans are subject to credit approval, property appraisal, underwriting requirements and other conditions. Rates, terms, programs and guidelines are subject to change without notice. Your actual rate, payment and loan terms will be determined based on your complete loan application, credit profile, property characteristics and current market conditions at the time of lock.
This is not an advertisement to extend credit as defined by Regulation Z, nor an application for credit as defined by RESPA / Regulation X. Not all applications may be eligible for or qualify for all loan products offered. Some loan products may not be available in all states.
3 · Calculator disclaimer
The mortgage calculators, payment estimators, debt-consolidation tools and other financial calculators on this site are provided for illustrative purposes only. Results are based on the information you input and on general assumptions. Actual payments, savings, rates and costs may vary significantly. These tools do not account for all fees, taxes, insurance or other costs that may apply to your specific situation. Do not rely solely on calculator results when making financial decisions.
4 · Licensing information
West Capital Lending, Inc.
NMLS ID #1566096 | CA DRE #02022356
Headquarters: 17911 Von Karman Ave, Suite 400, Irvine, CA 92614
Corporate: (855) 620-0238 · [email protected]
Eddie Aguilar (Eduardo Aguilar), Branch Manager
NMLS ID #1693296 | CA DRE #2233779
Direct: ·
States in which Eddie Aguilar is licensed to originate:
These are Eddie's individual mortgage loan originator licences. West Capital Lending, Inc. separately holds company licences in additional states; company licensure does not authorise an individual to originate. For the company list see the West Capital Lending licensing page, and verify any individual originator at NMLS Consumer Access.
4a · Five-day funding and HELOC product disclosures
5 · Equal Housing Lender
West Capital Lending, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.
We are not endorsed by, nor acting on behalf of or at the direction of, the U.S. Department of Housing and Urban Development, the Federal Housing Administration, the Veterans Administration, the U.S. Department of Agriculture or the federal government.
6 · Website content and third-party links
Your eligibility for particular products and services is subject to our final determination, restrictions and acceptance. We may discontinue or change the information, products, licences or services described on this website at any time. Any dated information is published as of its publication date only, and we undertake no obligation to update it.
This website may contain links to third-party websites which we do not own or control. If you follow a link to another website you do so at your own risk, subject to the terms established by that site's operator. A link does not mean we endorse, authorise or sponsor that website or that we are affiliated with its owners.
Although we try to provide accurate and timely information, there may be inadvertent technical or factual inaccuracies and typographical errors. We cannot warrant the accuracy, completeness or timeliness of the information, text, graphics, links or other items on this website.
7 · Intellectual property
All content on this website, including text, graphics, logos, images, expressions, ideas and software, is the property of West Capital Lending, Inc. or its licensors and is protected by copyright, trademark, patent, privacy and publicity laws. You may print a copy of the information on this website for your personal use only; any commercial use is prohibited. You may not reproduce, distribute or use any content without prior written consent. Nothing on this site grants you a licence to use any trademark, service mark or logo.
Copyright infringement notices should be directed to West Capital Lending's designated agent: Eric Hines, Co-Founder, West Capital Lending, 17911 Von Karman Ave, Suite 400, Irvine, CA 92614 · 855-620-0238 · [email protected].
8 · Prohibited uses
You are prohibited from violating or attempting to violate any security feature of this site, including accessing content or data not intended for you, probing or scanning for vulnerabilities, interfering with service to any user or network, sending unsolicited email, forging packet headers, or attempting to reverse-engineer any source code used in providing this site. Any violation of system or network security may subject you to civil and/or criminal liability.
9 · No warranties · limitation of liability
THIS SITE IS MADE AVAILABLE "AS IS" WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WEST CAPITAL LENDING, INC. EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL MEET YOUR REQUIREMENTS OR THAT ITS OPERATION WILL BE UNINTERRUPTED OR ERROR-FREE.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL WEST CAPITAL LENDING, INC. OR EDDIE AGUILAR BE LIABLE FOR DAMAGES OF ANY KIND, INCLUDING SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, LOST PROFITS OR LOST DATA, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF, OR INABILITY TO USE, THIS WEBSITE OR ANY INFORMATION PROVIDED ON IT. Some jurisdictions do not allow this exclusion; in those jurisdictions our liability is limited to the greatest extent permitted by law.
10 · Indemnity
You agree to indemnify, defend and hold harmless West Capital Lending, Inc., its affiliates, officers, directors, employees, consultants, agents and representatives from any third-party claims, losses, liability, damages and costs (including reasonable attorney fees) arising from your access to or use of the site, your violation of these Terms, or your infringement of any intellectual property or other right of any person or entity.
11 · SMS / text message policy (TCPA)
By providing your phone number and consenting to receive text messages, you agree to the following.
Message content. You may receive text messages related to your mortgage inquiry, application status, appointment reminders, and promotional offers from West Capital Lending and Eddie Aguilar's team.
Message frequency. Frequency varies based on your inquiry and application status. You may receive up to 10 messages per month.
Carrier fees. Message and data rates may apply. Check with your mobile carrier for details.
Opt-out. You may opt out at any time by replying STOP to any message. You will receive a confirmation message and no further texts will be sent unless you re-consent.
No purchase required. Consent to receive text messages is not a condition of purchasing any goods or services, or of obtaining credit.
Help. Reply HELP to any message for assistance, or call us at .
Supported carriers. Major carriers supported. T-Mobile is not liable for delayed or undelivered messages.
By submitting your phone number you expressly consent to receive autodialed, pre-recorded and/or AI-assisted calls and texts at the number provided, for marketing and informational purposes. Standard message and data rates apply.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes, as described in §5.1.4 of the CTIA Messaging Principles and Best Practices. Text-messaging originator opt-in data and consent are never shared with any third party.
12 · Governing law
West Capital Lending, Inc.'s published Terms of Use are construed in accordance with and governed by the laws of the United States and the State of New Jersey, without reference to conflict-of-law rules, with exclusive jurisdiction in the state or federal courts in Essex County, New Jersey. Loans originated in California are additionally subject to California law and to the requirements of the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.
13 · Changes to these terms
We may revise these Terms at any time. Revisions are effective immediately upon posting. Your continued use of the website after any change constitutes acceptance of the updated terms. It is your responsibility to review these Terms periodically.
Texas Recovery Fund notice
Consumers wishing to file a complaint against a mortgage banker or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.
The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov.
Contact
Eddie Aguilar · Branch Manager, West Capital Lending, Inc.
·
NMLS #1693296 · 17911 Von Karman Ave, Suite 400, Irvine, CA 92614
Legal
Privacy Policy
West Capital Lending, Inc. · NMLS #1566096 · DRE #02022356
This Privacy Policy governs the manner in which West Capital Lending (the "Company") collects, uses, maintains and discloses information collected from users (each, a "User"). This policy applies to this site and to all products and services offered by the Company.
Personal identification information
We may collect personal identification information from Users in a variety of ways, including but not limited to when Users visit our site, register on the site, subscribe to a newsletter, respond to a survey, fill out a form, and in connection with other activities, services, features or resources we make available. Users may be asked for, as appropriate, name, email address and phone number. Users may visit our site anonymously. We collect personal identification information only if Users voluntarily submit it. Users can always refuse to supply personal identification information, except that doing so may prevent them from engaging in certain site-related activities.
Non-personal identification information
We may collect non-personal identification information about Users whenever they interact with our site. This may include the browser name, the type of computer, and technical information about the User's means of connection to our site, such as the operating system and the internet service provider utilised, and other similar information.
Web browser cookies
Our site may use cookies to enhance the User experience. A User's web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. Users may set their browser to refuse cookies or to alert them when cookies are being sent. If they do so, some parts of the site may not function properly.
State privacy notice
Our State Privacy Notice applies to residents of California, Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Kentucky, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Rhode Island, Tennessee, Texas, Utah and Virginia.
State privacy laws require a business that collects consumer personal information to inform you of the categories of personal information collected and the purposes for which it will be used. The State Privacy Notice describes how West Capital Lending collects, uses and discloses your personal information and the privacy rights available to you from your state. For more information about these rights and how to exercise them, please see our State Privacy Notice.
How we use collected information
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes, as described in §5.1.4 of the CTIA Messaging Principles and Best Practices. All of the categories below exclude text-messaging originator opt-in data and consent; that information will not be shared with any third party. Message frequency varies per user. Message and data rates may apply. Text HELP for help. Text STOP to unsubscribe. Carriers are not liable for delayed or undelivered messages.
We may collect and use Users' personal information for the following purposes:
- To improve customer service. Information you provide helps us respond to your customer service requests and support needs more efficiently.
- To personalise user experience. We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our site.
- To improve our site. To send messaging to individuals when they have consented to such messaging.
- To complete the services requested. Information is used to complete the service requested by the User.
How users consent to messaging
The User fills out a form on the website where they can consent to receive notification messages from our company. There is also a box they can check to receive product updates and/or marketing messages. The messaging disclosure is displayed to Users by that form. By submitting your phone number you are authorising us to send you text messages and notifications. Message frequency may vary. Message and data rates apply. Reply STOP to unsubscribe from a message sent from us.
How we protect your information
We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorised access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our site. Our site is in compliance with PCI vulnerability standards in order to create as secure an environment as possible for Users.
Do not sell or share my personal information
If you are a California resident, the California Consumer Privacy Act (CCPA) permits you to request an opt-out of the "sale" of your personal information to third parties. Although we do not sell your personal information in the traditional sense, we may share your personal information with third parties, including our affiliates, which may be considered "selling" under California's privacy laws. To submit an opt-out request, contact us at the details below.
Consent to verifications
By providing us with your information you are providing written consent permitting us to contact third parties as we deem necessary to provide our services to you.
Compliance with the Children's Online Privacy Protection Act
Protecting the privacy of the very young is especially important. For that reason we never collect or maintain information at our site from those we actually know are under 13, and no part of our website is structured to attract anyone under 13.
Changes to this privacy policy
The Company has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to check this page frequently for any changes. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications. As stated above, the Company will never share mobile information with third parties or affiliates for marketing or promotional purposes.
ADA accessibility statement
We are committed to providing a website that is accessible to all of its customers and compliant with accessibility guidelines. We are continually making improvements to meet these guidelines, and our website has been designed with accessibility in mind. If you need assistance or have specific questions or feedback about this site's accessibility, please contact us.
Your acceptance of these terms
By using this site you signify your acceptance of this policy. If you do not agree to this policy, please do not use our site. Your continued use of the site following the posting of changes to this policy will be deemed your acceptance of those changes.
Contact
Privacy requests and questions:
Eddie Aguilar · ·
West Capital Lending, Inc. · (855) 620-0238 · [email protected]
17911 Von Karman Ave, Suite 400, Irvine, CA 92614
This policy is reproduced from West Capital Lending, Inc.'s published privacy policy. Where this summary and the company's published policy differ, the company's published policy controls.
Got it. You're on my list.
I'll reach out personally, usually within a couple of hours during business hours, and first thing the next morning otherwise.
What happens next
- A real conversationTen minutes to understand your goal and answer your questions.
- A soft credit reviewNo impact on your score, just enough to see what you actually qualify for.
- Options in writingReal numbers on each path, including the option of doing nothing.